Traditional IRAs

Fixed-rate terms of six months, 12 months, 18 months, 30 months, 36 months, 48 months, and 60 months

$2,500 opening deposit for fixed-rate IRAs

Make contributions throughout the year

Interest compounded daily and credited quarterly

Distributions are subject to bank penalties

Distributions must begin at age 70-1/2

Annual statement

Rollover options available