Rewards Checking | NC Bank Online Account Opening | Peoples Bank

Rewards Checking

We want this tiered interest-bearing checking solution to feel like a relationship you can depend on every day for life - as beneficial to you as it is effortless. Enjoy the many rewards of saving and spending.

Apply Online

Benefits and Features

Interest bearing with tiered rates: 
  Over $25,000

Complimentary initial order of standard checks

Free Online Banking

Free Billpay

Overdraft protection
Free Mobile Banking and Mobile Check Deposit

Free e.statements with check images

Same-day credit on deposits made at teller window until 5 p.m. on business days

All ATM fees refunded nationwide when qualifications met (see terms and conditions for details)

Terms and Fees


$100 minimum to open

Avoid $8 maintenance fee and have unlimited nationwide non-Peoples Bank ATM fees refunded when the following account requirements are met each qualification cycle: 

  • Receive e. statements 

  • Have 10 debit card point-of-sale purchases post and settle (ATMs, account credits and returns do not qualify)

  • Set up at least one direct deposit or electronic draft

Apply Online

Click here for our easy online application

We'll contact you within one business day to complete your application. For immediate questions, call us at 877-802-1212. We look forward to serving you.